Just like young people, senior citizens also need to use credit cards to pay for their expenses. Regardless of what is your need, you will be able to find a card that suit you. There are credit cards that offers rewards for every day purchases, travel cards that rewards you when you use it to pay for your travel expenses, and card with long APR interest free period. The following are the five best credit cards for senior citizens.

1. Chase Slate
Chase Slate is a great card for seniors because the 15 month introductory period will have help you to save a lot of money on the interest. Seniors can avoid becoming stressful at making sure they must pay on due date because it doesn’t charge any penalty APR. The downside of Chase Slate is that it doesn’t have any rewards program.

2. Citi Simplicity Card

Citi Simplicity Card is recognized as the card with the longest APR interest free period. Seniors who sign up for Citi Simplicity Card don’t have to pay interest for 21 months. The card also does not charge any penalty APR or late fee so you don’t have to be afraid of having to come up with the additional money to pay the bill if you are late in making the repayment. The card is not suitable for traveling because it has a 3% transaction fee. The card also does not have any rewards program in place.

3. Chase Freedom

Chase Freedom is waived for APR interest for the first 15 months. The card offers $150 sign up bonus for anyone who have spent a minimum of $500 on purchases within 3 months. The rewards program will reward card holders with 5% cash back on rotating categories for up to a maximum spending of $1,500 in each quarter. You don’t have to pay the renewal fee to keep the card because it has $0 annual fee.

4. American Express Blue Cash Preferred

American Express Blue Cash Preferred is one of the best cards to use for everyday expenses. You earn 6% cash back for every single dollar spent at a supermarket in your neighborhood. You will keep on receiving the 6% cash back on your expenses until you have reached a total of $6,000 in the purchases for the first year. After the first year, you will only earn 1% cash back on supermarket purchases. The card also offers 3% cash back when you buy petrol at the gas stations. There is a $75 annual fee and the foreign transaction fee is 2.7% of your expenses overseas.

5. Barclaycard Arrival Plus World Elite

Barclaycard Arrival Plus World Elite is ideal for seniors who enjoy traveling during their retirement years. The card gives you the opportunity to earn double miles on every single purchase. You get to earn 40,000 bonus miles if your total expenses in 90 days is $3,000 or more. You can redeem an additional 5% miles during the redemption of your accumulated miles points.